:root{
  --navy:#0B2545; --aqua:#2EC4B6; --aqua-dark:#22a99c; --white:#fff;
  --ink:#1f2d3d; --muted:#5b6b7f; --line:#e3e8ef; --soft:#f5f8fb;
  --radius:12px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",Arial,sans-serif;font-size:17px;line-height:1.65;color:var(--ink);background:var(--white);-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy)}
h1,h2,h3{font-family:Montserrat,system-ui,sans-serif;color:var(--navy);line-height:1.2;margin:0 0 .5em}
h1{font-size:clamp(2.4rem,5.5vw,3.75rem);font-weight:700;letter-spacing:-.02em}
h2{font-size:clamp(1.7rem,3.2vw,2.25rem);font-weight:700;letter-spacing:-.01em}
h3{font-size:1.15rem;font-weight:600}
p{margin:0 0 1em}
.container{width:100%;max-width:1120px;margin:0 auto;padding:0 24px}
.narrow{max-width:760px}
.center{text-align:center}

/* buttons */
.btn{display:inline-block;font-family:Montserrat,sans-serif;font-weight:600;font-size:.95rem;text-decoration:none;border:0;border-radius:999px;padding:.75em 1.5em;cursor:pointer;transition:background .2s,transform .2s;white-space:nowrap}
.btn-aqua{background:var(--aqua);color:var(--navy)}
.btn-aqua:hover{background:var(--aqua-dark)}
.btn-navy{background:var(--navy);color:#fff}
.btn-lg{font-size:1.05rem;padding:.95em 2em}
.btn.full{width:100%}
.btn:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid var(--aqua);outline-offset:2px}

/* header */
.site-header{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(6px)}
.header-row{display:flex;align-items:center;justify-content:space-between;gap:16px;height:84px}
.brand img{height:52px;width:auto}

/* hero */
.hero{padding:136px 0 128px}
.hero .lead{font-size:1.2rem;color:var(--muted);max-width:600px;margin:0 auto 2.2em}

/* sections */
.section{padding:104px 0}
.section.alt{background:var(--soft)}
.section h2{margin-bottom:1.6em}
.section .sub{color:var(--muted);margin:-1.2em 0 2.4em}

.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.card{background:#fff;border:1px solid var(--line);border-top:4px solid var(--aqua);border-radius:var(--radius);padding:36px 30px}
.card h3{min-height:2.4em}
.card p{color:var(--muted);margin:0}

.points{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;text-align:center}
.point h3{position:relative;padding-top:22px}
.point h3::before{content:"";position:absolute;top:0;left:50%;width:36px;height:4px;margin-left:-18px;border-radius:2px;background:var(--aqua)}
.point p{color:var(--muted);margin:0}

.area{padding:56px 0;border-bottom:1px solid var(--line)}
.area p{margin:0;font-family:Montserrat,sans-serif;font-weight:600;font-size:1.25rem;color:var(--navy)}
.area-label{display:inline-block;font-size:.75rem;letter-spacing:.14em;text-transform:uppercase;color:var(--aqua-dark);margin-right:14px;vertical-align:middle}
.area-sub{margin-top:10px !important;font-family:Inter,sans-serif !important;font-weight:400 !important;font-size:1rem !important;color:var(--muted) !important}

/* faq */
.faq-list{display:flex;flex-direction:column;gap:18px}
.faq-item{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px 28px}
.faq-item h3{margin:0 0 .5em;font-size:1.1rem;color:var(--navy)}
.faq-item p{margin:0;color:var(--muted);font-size:.95rem;line-height:1.6}
.faq-item a{color:var(--navy);font-weight:600}

/* form */
.quote-form{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:40px;box-shadow:0 10px 30px rgba(11,37,69,.06)}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.field{margin-bottom:18px;display:flex;flex-direction:column}
label{font-weight:600;font-size:.9rem;color:var(--navy);margin-bottom:6px}
.req{color:var(--aqua-dark)}
input,select,textarea{font:inherit;font-size:1rem;color:var(--ink);background:#fff;border:1px solid #cfd8e3;border-radius:8px;padding:.7em .85em;width:100%}
select{appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' fill='none' stroke='%230B2545' stroke-width='2'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;padding-right:40px}
textarea{resize:vertical}
.invalid{border-color:#c0392b}
.err{color:#c0392b;font-size:.82rem;min-height:0}
.err:empty{display:none}
.hp{position:absolute;left:-9999px;opacity:0;height:0;width:0}
.form-note{font-size:.85rem;color:var(--muted);text-align:center;margin:14px 0 0}
.form-msg{color:#c0392b;text-align:center;font-size:.9rem;margin:8px 0 0}
.form-msg:empty{display:none}
.ph{background:#fff4c2;color:#6b5600;border-radius:4px;padding:0 .3em;font-style:normal}
.thanks{text-align:center;border:1px solid var(--line);border-radius:var(--radius);padding:48px 32px}
.thanks-icon{width:56px;height:56px;margin:0 auto 16px;border-radius:50%;background:var(--aqua);color:var(--navy);font-size:28px;font-weight:700;line-height:56px}
.thanks .small{font-size:.92rem;color:var(--muted)}

/* footer */
.site-footer{background:var(--navy);color:#c9d4e3;padding:56px 0 28px}
.foot-row{display:flex;align-items:center;justify-content:space-between;gap:32px;flex-wrap:wrap}
.foot-logo{height:48px;width:auto}
.foot-contact{display:flex;gap:28px;flex-wrap:wrap;font-size:.95rem}
.foot-contact a{color:#fff;text-decoration:none}
.foot-contact a:hover{color:var(--aqua)}
.site-footer .ph{background:rgba(255,244,194,.15);color:#ffe69a}
.foot-bottom{margin-top:36px;font-size:.85rem;color:#8fa1b8}
.foot-bottom-inner{border-top:1px solid rgba(255,255,255,.12);padding-top:22px;font-size:.85rem;color:#8fa1b8}

/* responsive */
@media (max-width:900px){
  .card h3{min-height:0}
  .cards,.points{grid-template-columns:1fr;gap:20px}
  .points{gap:36px}
  .section{padding:80px 0}
  .hero{padding:96px 0 88px}
}
@media (max-width:600px){
  body{font-size:16px}
  .container{padding:0 20px}
  .header-row{height:68px}
  .brand img{height:30px}
  .header-row .btn{font-size:.82rem;padding:.65em 1.1em}
  .hero{padding:72px 0 72px}
  .hero .lead{font-size:1.08rem}
  .section{padding:64px 0}
  .row2{grid-template-columns:1fr;gap:0}
  .quote-form{padding:24px 20px}
  .area p{font-size:1.1rem}
  .area-label{display:block;margin:0 0 6px}
  .foot-row{flex-direction:column;align-items:flex-start;gap:20px}
  .foot-contact{flex-direction:column;align-items:flex-start;gap:6px}
  .foot-logo{height:38px}
}